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Home Loan Eligibility
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Calculating Home Loan Eligibility Based on Your Salary in Dubai

Holo Blog

Dubai's majestic skyline is not just a testament to architectural genius but also the dreams of its residents. If you're looking to secure a slice of this dream, understanding your home loan eligibility is the first step. Here's some advice from our in-house mortgage consultants in Dubai.

Salary - The Starting Point:

Your monthly income serves as the primary indicator for banks to determine how much they're willing to lend.

Utilise Digital Tools:

Platforms like Holo have revolutionized this process. Their home loan calculator, specifically designed for Dubai's market, offers instant insights into your loan eligibility based on your salary.

Consider Additional Income Sources:

Banks often consider additional consistent income sources. So, if you have rental income or consistent freelance earnings, they can boost your mortgage application eligibility.

Debt Burden Ratio (DBR):

In Dubai, your total monthly liabilities, including the desired mortgage installment, shouldn't exceed 50% of your monthly income. Keep this in mind while gauging your eligibility for a mortgage loan.

Harness the Power of Holo

As you embark on this journey, let Holo be your digital source of mortgage advice. With its user-friendly interface, real-time data, and connections to mortgage experts, determining your home loan eligibility has never been easier. Don't leave your dreams to ambiguity. Use Holo and find out exactly where you stand.


The path to property ownership in Dubai starts with understanding your home loan eligibility. In this endeavor, blending digital prowess with expert insights can prove invaluable. Platforms like Holo are not just tools; they're partners, ensuring you're well-equipped to take your first step with confidence.

With access to over 500 mortgage products from across the UAE's banks for free, Holo is not your typical mortgage broker.

Let's get you started on your home-buying journey!

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